If you want to save money on your car insurance, keep in mind that there is not one company out there that will always give out the cheapest quotes. Although there are many commercials from insurers saying that they are the best, this is not the case.
You are probably familiar with the Geico Gecko or Flo from Progressive. Although both characters are cute, they are created for the sole purpose of you wanting to get your auto insurance from that single company.
Auto insurance quotes can vary by hundreds (sometimes over a thousand) of dollars. The price you get depends on who you ask. The more you ask, the better.
If you go to your local state insurance site (you can find it by first going to NAIC or searching for your state name plus the word, insurance, in Google) you may find (some sites do not have this) a survey, which gives rates for hypothetical drivers from your local auto insurers. The reason your government went out and got sample rates was not to find the insurance provider with the best quotes, but to encourage you to shop around for auto insurance.
Although there are online comparison sites for auto insurance, they may not be the magic bullets that you think they are. Because their aim is to make money, you may not find the lowest insurance provider because that company does not pay that site commission. Furthermore, the prices you get from some providers may be lower because you have not talked to them directly and asked about eligible discounts.
If you find it hard getting a reasonable car insurance quote (maybe your credit rating needs improving or you have a poor driving record) you may want to speak to a local independent agency as they are connected to many insurers and can link you with the best one for your particular situation.
You can easily find an independent agent in your area by going to the auto insurance section of your Yellowpages or business directory. If the agent or agency name is something that is not familiar to you (such as Sunshine Auto Insurance), you are most likely looking at an independent agent. If the agency's name is something like Tony Smith-All State, you can get car insurance from only that single insurer. - 29970
You are probably familiar with the Geico Gecko or Flo from Progressive. Although both characters are cute, they are created for the sole purpose of you wanting to get your auto insurance from that single company.
Auto insurance quotes can vary by hundreds (sometimes over a thousand) of dollars. The price you get depends on who you ask. The more you ask, the better.
If you go to your local state insurance site (you can find it by first going to NAIC or searching for your state name plus the word, insurance, in Google) you may find (some sites do not have this) a survey, which gives rates for hypothetical drivers from your local auto insurers. The reason your government went out and got sample rates was not to find the insurance provider with the best quotes, but to encourage you to shop around for auto insurance.
Although there are online comparison sites for auto insurance, they may not be the magic bullets that you think they are. Because their aim is to make money, you may not find the lowest insurance provider because that company does not pay that site commission. Furthermore, the prices you get from some providers may be lower because you have not talked to them directly and asked about eligible discounts.
If you find it hard getting a reasonable car insurance quote (maybe your credit rating needs improving or you have a poor driving record) you may want to speak to a local independent agency as they are connected to many insurers and can link you with the best one for your particular situation.
You can easily find an independent agent in your area by going to the auto insurance section of your Yellowpages or business directory. If the agent or agency name is something that is not familiar to you (such as Sunshine Auto Insurance), you are most likely looking at an independent agent. If the agency's name is something like Tony Smith-All State, you can get car insurance from only that single insurer. - 29970
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For more money saving tips check out Car Insurance Discounters and Inexpensive Auto Insurance.
