Health Insurance...It's for the birds, right?

By Graham McKenzie

Is it even a question? Staying provided under current and full medical insurance should remain a no-brainer. Hospital bills are only rising, and medications are becoming more and more the burden of the patient and not the hospital, which means you are paying out of your own pocket for the medication.

Extraordinarily severe diseases are curable, even cancer which can be tamed back by current medication. But most of these medications do not come at a cheap price. They are very expensive to make and keep feeding to you, so the medical industry must charge a lot for their use.

So when the times do get tough and something life-threatening like a major operation or transplant is required, are you in the right hands? Could you shoulder the financial burden? Even if you consider yourself well off in terms of income, any major medical operation or transplant will put a serious dent in your finances.

Medical insurance will provide for you when the times get tough. They can cover most if not all of major operations and transplants as well as age related diseases and illnesses. Insurance companies will provide and make sure you live for as long as possible.

It's a well known fact that current medication and medical technology is allowing people to live longer, healthier lives. However, this boost in average life spans does not come without a cost. Most of these long-term diseases are a constant battle, and demand medication everyday and constant medical check-ups.

Medical insurance can cover all these medications, treatments, and operations. All you need to do is get a jump start on the competition. You need to surprise your health problems, and not let them surprise you.

By this I mean that when you apply for health insurance you do not wait for the last second. It's easy to get diagnosed and quickly run to the insurance provider begging for money. However it's harder to sign up for insurance way in advance, planning for anything tragic that may occur. Which friend do you think the insurance company is going to award?

Insurance companies have no moral obligation to insure everybody. In fact, they are much more willing to embrace clients that have been with the company for years. They are not willing to throw away money to just anyone. Come to the insurance company in relatively good health and you will be rewarded.

Develop a lifelong bond with your insurance company. Form that relationship early on in your life when you are healthy and full of life. The insurance company will return the loyalty by providing when you're in a time of need. - 29970

About the Author:

Sign Up for our Free Newsletter

Enter email address here